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Pickard Insurance Agency Blog: home insurance

View the latest blog posts from Pickard Insurance Agency.

The kitchen is the heart of the home and this is especially true during the holiday season. If you're hosting a holiday meal, then your house will be especially busy with family, friends and lots of food. Use these tips to make sure your home and family stay safe, no matter how much commotion there is. READ MORE >>

Should you ever have to make a homeowners insurance claim, a home inventory list will greatly speed up the process. Homes contain an enormous collection of personal belongings, as you may have appreciated when boxing them during a move. Imagine trying to create such a list from memory. Very few people could do it. READ MORE >>

Many contractors agree that every $1 you spend on home maintenance could save you $100 on future repairs. But it’s hard to perform maintenance on small issues if you don’t find out about them until they become bigger, more expensive issues. READ MORE >>

Over two-thirds of American homes are underinsured. Why? Many people think that reducing coverage is the best way to cut back on insurance spending. But that could get you into big trouble if an incident occurs that is no longer covered under your policy. Rather, keep your valuable coverage and use these three tips to save: READ MORE >>

Thanksgiving is a favorite holiday for many people, but it’s also the number one day for home cooking fires across America. It’s easy to lose track of what’s cooking when there are so many tasks involved in planning a holiday meal. However, safety should always be a top priority to ensure a happy holiday for everyone. READ MORE >>

There's something scarier about Halloween than the costumes: It's the deadliest day for child pedestrian accidents.That was a key finding from a 2012 study by State Farm® and Bert Sperling of Sperling's BestPlaces that shed light on the risks surrounding trick-or-treating. READ MORE >>

Even when they're not your home's primary source of heat, space heaters and woodstoves are great for warming up chilly rooms. But these supplemental heat sources should be operated with a measure of caution. According to the U.S. Fire Administration, portable heaters play a role in 45 percent of all fatal heating fires in residential settings. READ MORE >>

When buying a house, a first-time home owner may not think about home owners insurance. They’re too busy worrying about finances, moving, and finding that perfect media room or kitchen. However, it’s good to remember that home owners insurance is an important aspect of investing in real estate—one that is often required with most lenders. READ MORE >>

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