Call Us 817-460-0333 ☰ ˟
Logo
Call Us Today 817-460-0333
  • Home
  • Get A Quote
    • Automobile
    • Business & Commercial
    • General Liability Insurance
    • Recreational Vehicle
    • Workers Compensation
  • Blog
  • Resources
    • Insurance Glossary
  • About Us
    • About Pickard Insurance Agency
    • Location Map
    • Employee Directory
    • Privacy Policy
  • Contact
    • Contact Us
    • Join Our Newsletter
Home > Blog > Saving on your Teen's Car Insurance
WEDNESDAY, JUNE 19, 2013

Saving on your Teen's Car Insurance

Have a new teen driver? Be prepared to pay rates that are through the roof. Insurance companies know that younger drivers get into more accidents than older, more experienced ones, and use that to their advantage when you are looking for teen driver rates.

Insurance companies might vary the rate depending on a few different things, one of which is their gender. Teen males have historically been more expensive to insure because they are seen as higher risk. Teen drivers between the age 16 and 19 are 4 times as likely to have a wreck compared to those over 19. Although insurance companies want your business, they also have to protect themselves.

Although teen insurance is expensive, there are a few things that can help reduce that rate that you are given:

  • Maintaining a B or higher average grade in high school.
  • Receiving certificates from safety courses.
  • Bundling the policy with others.
  • If your teen went to college 100 miles away without their vehicle.
  • Raising your deductible

Keeping your record clean is another easy way to save money on your premiums. Something as small as not coming to a complete stop at a stop sign can result in a ticket and can raise your rates. Have discussions with your teen about these infractions and what they mean for the monthly premium. Similar to the original rates given, males tend to see a higher increase in premium per infraction than females.

It might seem like insurance companies are biased, but their numbers and research back up the rates. In order to keep the lowest rate for your teen go over what we listed out above. Remind them that their grades are more important than just getting into college, to abide by the laws and to buy in to their safety driving courses. It can save you money in the long run.

Contact us to discuss your teen's insurance policy at 877-596-2559 or go online to get an Arlington auto insurance quote.
Posted 7:54 PM

Tags: insurance, auto insurance, saving money, teen car insurance, teen drivers
Share |


NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
Blog Archive
  • 2015
  • 2014
  • 2013

  • texas(19)
  • arlington(18)
  • insurance(16)
  • home insurance(7)
  • fort worth(6)
  • auto insurance(6)
  • car insurance(4)
  • arlington home insurance(3)
  • homeowners(3)
  • pickard insurance agency(3)
  • teen drivers(2)
  • dallas(2)
  • arlington auto insurance(2)
  • driving safety(2)
  • business insurance(2)
  • winter boat insurance(1)
  • dui(1)
  • cooking(1)
  • sr 22 coverage(1)
  • pickard insurance group(1)
  • auto insurance coverages(1)
  • space heaters(1)
  • boating safety(1)
  • winter boat storage(1)
  • insurance arlington tx(1)
  • competition(1)
  • safe cars(1)
  • cyber risks(1)
  • car insurance coverages(1)
  • arlington boat insurance(1)
  • navigation(1)
  • (1)
  • bop(1)
  • thanksgiving cooking safety(1)
  • property(1)
  • safety tips(1)
  • general liability(1)
  • home inventory(1)
  • buying gas(1)
  • woodstove safety(1)
  • basics of car insurance(1)
  • cyber liability insurance(1)
  • safety features(1)
  • workers compensation insurance(1)
  • medical payments(1)
  • teen car insurance(1)
  • price hikes(1)
  • road trips(1)
  • saving money(1)
  • texas motorcycles(1)

View Mobile Version
Logo

Pickard Insurance Agency
2221 W. Arkansas Ln. #102
Arlington, Texas 76013
Ph: (817) 460-0333
Fx: 817-261-2459
E: info@pickardins.com

Social Icon Social Icon Social Icon
© Copyright. All rights reserved | Powered by Insurance Website Builder